What is it? Long-term care insurance helps you pay for your extended medical needs in a nursing home facility or in the comfort of your own home. Who needs it? Long-term care insurance should be an important part of every family’s planning. While we’d like to think that we will never need long-term care, or …
Helps to Ease the Financial Stress of a Critical Illness The obvious value of life insurance is the death benefit protection it provides, as well as the cash value accumulation potential offered by products such as whole life insurance. But these features are often just the tip of the iceberg. Since everyone has unique needs …
What Is Life Insurance? New to buying life insurance? Learn how it works and what you need to understand to choose your coverage. A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the …
Indexed universal life (IUL) insurance is the same as traditional universal life except for how the interest is credited. It’s based partly on the upward movement of a stock market index. Therefore, growth in the value of the policy is potentially higher. • Interest based partly on a market index• Protected from the market’s downside• …
For many of us, the strongest relationship developed throughout our lifetime is the one with our family. Our life insurance products allow you to provide for your family, even after you die. By planning ahead you can free your loved ones from financial burden and leave yourself with peace of mind. Our life insurance products …
Join us along with our partners across the country in supporting Forever Found’s mission to end child trafficking. As a marketing firm, we at Life & Annuity Masters have teamed up with Forever Found to create “Forever Found Rescue Partners,” to help bring awareness and support their mission to end child trafficking, and to support …
Highpoint creates customized tax advantaged strategies and financial solutions with providing life and business insurance, and wealth management solutions to high-net-worth individuals, business owners and corporate clientele.
Thanks to new prescription drugs and medical technology, people are living longer than ever before. However, one drawback to a longer life is the greater possibility of outliving your savings—creating all the more reason to develop a retirement income strategy designed to last a longer lifetime. A significant loss in the years just prior to …
In today’s world, financing a comfortable retirement is a more complex challenge than it was for previous generations. Unlike those who could rely on secure lifetime incomes from professionally managed pensions, today millions of Americans serve as their own pension managers. Many retirees may make uninformed decisions that could mean the difference between enjoying a …
If you’re wondering whether a 401(k) rollover to a Roth IRA is right for you, keep in mind that it’s not the shell game it used to be. If a trusted friend tells you otherwise, they’re likely referring to an old law from a decade behind us. You can tell them you heard it from …
