The newest and most talked about annuity, this vehicle has both a fixed interest rate, and a variable one which is linked to an index, usually the S&P 500 or NASDAQ index. As the indices rise, your interest rate rises, up to a stated cap. And since your gains are "locked in", you're not subject to market downturns as you would be if you invested in the market directly.
Indexed Annuities have consistently out-performed CD'S and money market funds, since their inception in the 1990's. Although past performance is no guarantee of future gains, only this type of annuity can give you maximum returns with no risk to principal.
Whether you're a young couple looking to accumulate wealth for retirement, or a senior looking to supplement social security pension or to create a life-long income, we can help you acquire the ideal annuity to accomplish your goals.
ARE YOU PLANNING FOR YOUR RETIREMENT LIKE YOU PLAN FOR VACATION?
AFTER ALL, RETIREMENT IS THE LONGEST VACATION OF Y OUR LIFE.
The problem is 57% of American workers have saved less than $25k for retirment, and 28% have saved less than $1,000.