INDEXED UNIVERSAL LIFE
INDEXED UNIVERSAL LIFE INSURANCE
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Indexed universal life (IUL) insurance is the same as traditional universal life except for how the interest is credited. It's based partly on the upward movement of a stock market index. Therefore, growth in the value of the policy is potentially higher.
• Interest based partly on a market index
• Protected from the market's downside
• Flexible coverage throughout your life
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What Can It Do For You?
An indexed universal life insurance has the benefits of traditional universal life plus the potential for greater growth in your policy value.
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Give You Upside Potential
An indexed universal life insurance policies credit interest based partly on the upward movement of a major stock market index, so when the market does well, so do you. Over the life of the policy, this could mean more cash value and more supplemental retirement income. And the tax-deferred benefits of a traditional universal life policy still apply.
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Give You Downside Protection
You also get a guaranteed minimum interest rate with some indexed universal life policy. So while you're taking advantage of the market going up, you'll never suffer losses due to the market going down.
What Else Can It Do For You?
An Indexed Universal Life (IUL) insurance policy gives you the same flexibility and safety of other universal life policies.
ARE YOU PLANNING FOR YOUR RETIREMENT LIKE YOU PLAN FOR VACATION?
AFTER ALL, RETIREMENT IS THE LONGEST VACATION OF Y OUR LIFE.
The problem is 57% of American workers have saved less than $25k for retirment, and 28% have saved less than $1,000.
ARE
YOU
ON TRACK?
There are solutions that will help you protect your life, your retirement, and your legacy.
Take the fear and unknown out of the equation and put retirement securely within your reach.
Puts You
In Control
Transfers Your Wealth
Builds
Your Wealth
As your needs change, your policy can change, too. You can change the death benefit, increase or decrease your premiums, and add options or riders to fit your needs.
Transfers Your
Wealth
An Indexed Universal Life (IUL) insurance policy gives you the same flexibility and safety of other universal life policies.
An Indexed Universal Life (IUL) insurance policy gives you the same flexibility and safety of other universal life policies.
Builds Your
Savings
Gives You Access
To Your Funds
An Indexed Universal Life policy can help you leave a legacy to pass on to your heirs by giving them as much of your estate as possible, while making sure your tax and other obligations are satisfied.
Indexed Universal Life insurance provides a tax-deferred way of accumulating a cash value at competitive interest rates.
You can make withdrawals or borrow against, the cash value in your policy. Your Indexed universal life policy can also be used as collateral for securing an outside loan, letting you tap the equity in your policy for a variety of needs: education, retirement and emergencies.